Run your own numbers.
REAL caps your brokerage cost at $12,000 a year. After that the cost is per-transaction, not percentage. Stock and revenue share compound on top. Move the inputs to see how the structural argument lands at your production level.
Enter your own split and fees for a real side-by-side. Leave off to compare against a clean 70/30 split.
Gross commission income across all your sides this year.
What you typically earn on one side of one transaction.
Stock and revenue share compound across years.
Drives revenue share and attracting stock. Defaults to 2/year — drag any year.
A clean 70/30 split — no desk fee.
After $12,000 cap + $1,710 post-cap fees + $520 CBR, brokerage + signup.
This is your real money — and includes $10,000 you directed into the stock purchase plan (held as REAX shares, not cash).
Illustrative. Stock-path values are modeled conservatively. Compounding stock appreciation not included.
Based on the agents you attract (set on the left), each producing ~$90K GCI. Revenue share comes from REAL’s 15%, not your 85%. Tiers 2–5 add a 1.4× multiplier.
Want to walk through these numbers with the actual math from your last 12 months?
Send your 2024 production. I’ll model REAL direct against your current brokerage’s real terms — cap, split, desk fees, royalty, the whole stack. No pitch. If REAL direct isn’t the right move for your profile, I’ll tell you that.
Assumptions: $12,000 REAL individual cap (85/15 pre-cap split); post-cap transactions are $285 each until $6,000 in post-cap fees is paid, then $129 (Elite); $40/transaction CBR, $750 annual brokerage, $249 year-1 signup. Comparison defaults to a clean 70/30 split (no desk fee) unless you enter your own terms. Stock figures use REAL’s published equity schedule; share awards (150 at cap, 75 per attract) are valued at $2.50/share.
Effective September 1, 2026: the annual brokerage fee rises to $900 (taken as $300 from each of your first three transactions), the CBR rises to $50/transaction, the Elite Agent Production Award becomes $12K, and the Elite post-cap fee drops to $100. The math above reflects current fees — these changes have not taken effect yet.
The numbers are the easy part. The structural case is in the essays.
Calculators show take-home. Essays show why the structure produces that take-home — and what to watch for when a competing offer obscures the math.